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Out of reach

•••• 4471
diners · 4471
Demo Diners Metal
Demo HDFC
25/30d cycle5 days to statement
Outstanding now
₹0statement ₹1,20,381 assumed paid on 02 Oct, so ₹0 + post-close spend ₹1,09,745 - payments ₹0 = ₹1,09,745 (since 12 Sep)
Utilization
14%
of ₹8,00,000
Due
25d
02 Nov
Cycle spend
₹1,09,745
Est. rewards this cycle
9,047 pts
₹4,523 · calibrated to past statements
Points balance
9,282
₹4,641
statement closing balance
12-month spend trend
Demo Diners Metal₹4,35,745
Reward rate
Last 24 monthsverifiedest
Milestones and fee waivers
Complimentary voucher worth ₹10,000
Q4 2026 (Oct-Dec)
₹5,852 of ₹4,00,000 · 85 days left · on pace for ₹76,912
Recurring charges on this card
| Merchant | Cadence | Typical amount | Last charged | Next expected | Status |
|---|---|---|---|---|---|
| Act Broadband | Monthly | ₹1,039.98 | 20 Sep | 20 Oct | price changed |
Recent transactions
| Date | Merchant | Category | Amount |
|---|---|---|---|
| 05 Oct | ₹459 | ||
| 04 Oct | ₹1,720 | ||
| 02 Oct | ₹1,298 | ||
| 01 Oct | ₹2,375 | ||
| 29 Sep | ₹1,440 | ||
| 28 Sep | ₹1,572 | ||
| 27 Sep | ₹7,106 | ||
| 25 Sep | ₹1,309 | ||
| 24 Sep | ₹1,032 | ||
| 21 Sep | ₹1,880 | ||
| 20 Sep | ₹482 | ||
| 20 Sep | ₹28,963 | ||
| 19 Sep | ₹28,536 | ||
| 15 Sep | ₹13,837 | ||
| 15 Sep | ₹17,735 |
Statements
| Period | Due | Total | Min due | Status |
|---|---|---|---|---|
| 13 Aug to 12 Sep 2026 | 02 Oct | ₹1,20,381 | ₹6,019 | assumed paid |
| 13 Jul to 12 Aug 2026 | 01 Sep | ₹64,723 | ₹3,236 | paid |
| 13 Jun to 12 Jul 2026 | 01 Aug | ₹1,22,292 | ₹6,115 | paid |
How close the reward estimate came
Estimate within 10% of the issuer in 2 of 3 statements. Bars above the line mean the issuer paid more than estimated.